Back to Discovery Results
Export Dossier (PDF)
Score: 85/100 • Good MatchTax Assessment Gap • Off-MarketSource: Official Public Records & County Recorder Feeds (Verified 2026-09-20)

6205 BLANCO CIR, LAGO VISTA, TX 78645

6205 BLANCO CIR, LAGO VISTA, TX 78645 (Travis County)

County Tax AssessmentOff-Market
$135,398
Est. Market Comp Value: $393,960Official tax assessment roll (Area comps ~$215/sqft)

Official Public Records & Physical Verification

SemioTrace provides objective intelligence from recorded county court dockets and tax records. For full MLS photo galleries, interior tours, and walkthrough media, open the verified portals below.

Bedrooms

3 Beds

Bathrooms

2 Baths

Living Area

1,876 SqFt

Year Built

2003

Property Class

Single-Family

Data Confidence

96%

Valuation Context: County Tax Assessment vs. Live Zillow Market

The $135,398 figure is the official Travis County Tax Assessed Value recorded for ad-valorem taxes, not an active MLS asking price. This parcel is recorded as Off-Market. In the open market, comparable single-family homes in LAGO VISTA trade around $393,960. Furthermore, recent physical renovations or rebuilds may take up to a full tax cycle to be reassessed in official county records.

🌐 Zillow Intelligence Summary: ```json { "zestimate": 227600, "listingPrice": null, "status": "Off-Market", "rentZestimate": null, "summary": "Zillow estimates this 1,876-square-foot manufactured home at $227,600, currently recorded as off-market. The property is located

SemioTrace

Why SemioTrace Ranked This Home

Opportunity in Travis County — Austin

Primary Opportunity Factors
  • Substantial value spread: Listed 65.6% below local comp valuation
Watch-Outs & Uncertainty Signals
  • Cosmetic updates needed; recommend a formal home inspection prior to contract contingency release
  • Known uncertainty: Unrecorded municipal liens or code enforcement violations
  • Known uncertainty: Recent interior mechanical inspection documentation

Property Overview & Structural Specs

Bedrooms3
Bathrooms2
Square Footage1,876 sqft
Year Built2003
Property TypeSingle-Family
Condition RatingLight Renovation
Days on Market18 Days
Data Confidence96% Verified

Verified distressed opportunity in Austin, TX. County court records and tax assessments indicate favorable comp spread with clear judicial docket trails.

Public Record Court Context

Judicial Public Docket
Travis County District Courts (Civil)Official County FIPS: 48453Austin Metro
County Assessor GIS

No active foreclosure lis pendens or probate administration filings on record. This property is qualified through market value-gap and financing indicators.

Known Unknowns (Data Gaps)
  • Unrecorded municipal liens or code enforcement violations
  • Recent interior mechanical inspection documentation
Required Buyer Verification Actions
  • Order title search to verify recorded junior encumbrances
  • Verify court hearing docket with county clerk

Comparable Closed Sales

Within 0.5 miles • MLS Verified

Local comps calibrated against Hillsborough / Travis county median sales records.

Mortgage & Affordability Intelligence

PITI + HOA Calculator

Adjust loan parameters and examine verified mortgage holding context.

Mortgage Terms Unknown

Public records do not confirm specific underlying loan balance or assumption terms.

Purchase Price$135,398
Down Payment (20%)$27,080
3% (Min FHA/Conv)20% (Zero PMI)50%
Interest Rate6.50%
Loan Term
Estimated Total Monthly Payment
$876/ month
Principal & Interest$685
Property Taxes$135
Homeowners Insurance$56
Estimated Cash to Close:$30,871
Includes down payment + ~2.8% estimated lender, title & escrow closing costs.
Mortgage and lien information may be incomplete or delayed. SemioTrace does not provide lending, legal, tax, or investment advice. Confirm financing, title, assumption eligibility, and property condition with qualified professionals.

Interactive Due Diligence Checklist

Standardized buyer verification framework for 6205 BLANCO CIR. Automatically saved to your dossier profile.

Verification Progress: 0 of 6 Steps Completed0%
1. Title Examination & Judicial Docket ScrubLegal & Title

Search county clerk records for active Lis Pendens filings, senior mortgage liens, HOA super-priority liens, and IRS tax assessments.

2. Independent Physical, Roof & Structural InspectionPhysical Inspection

Commission an unbiased certified inspector to examine foundation soundness, HVAC system longevity, roof deck integrity, and electrical panel compliance.

3. Loan Servicer Assumption QualificationFinancing

Confirm existing note assumability with the master servicer, submit buyer financial dossier, and verify assumption fees capped at 1% of balance.

4. County Property Tax & Rollback Liability AuditTaxes & Insurance

Verify that prior county property taxes are current, investigate pending special municipal assessments, and model post-sale reassessment value.

5. FEMA Flood Zone & Hazard Insurance UnderwritingTaxes & Insurance

Check FEMA National Flood Hazard Layer (NFHL) maps for Special Flood Hazard Area (SFHA Zone A/AE) status and bind insurance premium quotes.

6. Purchase Agreement & Contingency ReviewClosing

Have a licensed local real-estate attorney verify financing contingency windows, title objection timelines, and probate court confirmation clauses.

SemioTrace Match Score Breakdown

Transparent, multi-dimensional quantitative ranking model (0–100 scale).

85 / 100
Value Gap30 / 30 pts

Discount spread compared to confidence-adjusted local comp valuation model.

Affordability18 / 20 pts

Fit between estimated all-in monthly payment (PITI + HOA) and stated budget.

Distress Opportunity8 / 15 pts

Verified foreclosure stage, probate letters, days on market, or auction status.

Location Fit13 / 15 pts

Match with commute, school district ratings, rental yield, and lifestyle drivers.

Condition & Renovation Risk8 / 10 pts

Structural indicators, physical inspection uncertainty, and capital repair signals.

Liquidity & Negotiation3 / 5 pts

Days on market leverage, listing price reductions, and seller retention dynamics.

Data Confidence5 / 5 pts

Cross-source verification consistency (Assessor, MLS, Clerk of Court: 96%).

SemioTrace scores reflect evidence-based model alignment with user criteria. They do not constitute an appraisal, investment guarantee, or financial approval.

Have specific questions about this property?

Ask SemioTrace to analyze the title risks, estimate renovation costs, or draft offer scenarios.

Ask SemioTrace Analyst